Does this sound familiar?
Would be in the midst of doing something and something would come to mind that I thought I “needed”, I looked it up online, one click I would buy it and wouldn’t even care when it showed up on my doorstep.
Would be having a bad day, feeling stressed, sad and I would find myself driving to my favourite store and buying things to make me feel better.
Would be having a great day, happy and I would find myself driving to a store to celebrate how I was feeling.
The list goes on and on about how I found myself pulling out my credit card to change how I was feeling. It worked, but only for a moment. I would get the dopamine hit. It was lovely. Then it left and I wanted more.
I would get a statements from the credit cards I used and often would have to take from a retirement account to pay the minimum payments. It was a vicious cycle.
I hired a money coach. The biggest part of the process that really worked for me was writing out my money story and understanding why I was overspending. It was something I had always done. It was a habit. It was something I learned.
I also learned that I was trying to change my feelings by buying “stuff”. I was relying on the “stuff” to make me feel better.
These are some steps you can take to start to look at your overspending:
I hope this help supports you to start to look at your relationship with money and your overspending. These are non-negotiables for me and they always will be to maintain my Financial Recovery℠.
I'm a Certified Money Coach©, Financial Recovery Counsellor℠, Certified Professional Recovery Coach, She Recovers® Coach.
I am here to help women transform their relationship with money.
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