What is holding you back from Financial Sobriety?

We can often feel completely paralyzed when it comes to starting to work on our Financial Sobriety. 

I often hear people when they tell me that they are feeling “stuck” with their money. Something is holding them back from starting. 

Instead of thinking that you are stuck, or that something is holding you back I would love for you to ask yourself “ What am I afraid to look at?”. 

Fear is real when it comes to our money. 

When was the last time you heard a conversation when someone talked about how good they are feeling about their money? When was the last time you heard a conversation when someone complained or said negative things about their money? I’m pretty sure that it was more recent that you heard someone using negative language about their money. 

The society that we live in has an overall negative narrative about money, other than consumerism telling you what will save...

There are so many parallels to addiction of spending and alcohol. This was my story. When I stopped drinking and started my sobriety from alcohol the addiction of spending came on strong. Different substance, same outcome. 

In recovery we have a saying, we peel the layers of the onion. When we start our recovery from one substance or situation we can often pick up something else in its place. Often if you are recovering from alcohol use disorder it can be replaced with food, sugar, spending, gambling, sex etc. I like to call it same sh*t, different pile. It’s all the same. We are reaching outside of ourselves to escape. We use something else as a coping mechanism. Some call it a really fun game of whack-a-mole. 

This is completely normal. 

In Lesson 4 we talked about understanding our financial feelings. This is where the parallels are really seen. The feelings. The things we are trying to numb out on. The void we are trying to fill. 

Part of my story is...

Welcome to lesson four of Financial Sobriety School. Today is going to be all about the first foundation of Financial Sobriety, Understanding your Financial Feelings.

One thing I know to be so true is that when people are having a hard time with money, when negative stuff is coming up about money, when there's negative feelings, when there's narrative kind of happening in the background with the money, most of the time, it has nothing to do with the money, it has to do with the behaviors and patterns behind the money.

It has to do with the patterns, it has to do with the feelings that we're trying to push down, that we're trying to numb out. We try to replace the feelings with numbing out on our spending and buying things that we think are going to make us happy.

Think when you have been in a space where you have felt really emotional, really stressed out, anxious, and what is one of the first things you reach for? Maybe your phone for example. There's an impulse that happens...

Welcome to lesson three, my favourite subject, Sober Spending. This is the fourth foundation in the seven foundations of Financial Sobriety School. I'll go through each foundation as the week's go on but  I wanted to start with Sober Spending, because as of today, you can actually register for a three-day class that I'm going to be hosting called Sober Spending, you can register for that today! It is at www.lindaparmar.com/soberspending. We're going to be having the class from April 19th -21^st 2023.

I'm going to be hosting this time for you to be able to do some Sober Spending, have some experience with it, learn the foundation of Sober Spending, I'm so excited!  I wanted to tell you a little bit about what Sober Spending is. It's one of the biggest pieces overall with our money. Dealing with the emotions and dealing with the numbing out. All of this is a core foundation of Financial Sobriety. How we spend our money, how we plan to spend our money, and being able to...

I am so excited to announce

the launch of Financial Sobriety School!  

My mission is, is to help people stop overspending stop impulse spending stop addictively spending money on stuff that they don't need, and starting to build daily habits, starting to build systems, and being able to come to a place where you're making clear sober decisions with your money. This is Financial Sobriety.

One of the key foundations is sober spending. And what does that look like? What I think sober spending is, is making clear, aligned, conscious decisions. My story is that I was completely addicted to spending money. And I was obsessed with being able to buy things. I thought credit cards were my money, I thought that the limit on my credit card was permission to buy whatever I wanted and I had no consciousness about it. I just went for it. And I know that there's a lot of us out there who struggle with the addiction of spending money, the obsession, the impulses, the compulsion to spend money...