How Do I Stop Overspending?

Overspending is defined as spending more money than you can afford.

Does this sound familiar?

You are not alone. I used to be addicted to spending money. I was an overspender.

Would be in the midst of doing something and something would come to mind that I thought I “needed”, I looked it up online, one click I would buy it and wouldn’t even care when it showed up on my doorstep.

Would be having a bad day, feeling stressed, sad and I would find myself driving to my favourite store and buying things to make me feel better.

Would be having a great day, happy and I would find myself driving to a store to celebrate how I was feeling.

The list goes on and on about how I found myself pulling out my credit card to change how I was feeling. It worked, but only for a moment. I would get the dopamine hit. It was lovely. Then it left and I wanted more.

I would get a statements from the credit cards I used and often would have to take from a retirement account to pay the...

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