Money habits - What is no longer serving you?

Have you been waiting for tomorrow to stop a certain habit you have with money?

Overspending

Charging everything on a credit card but can’t afford to pay it off

Avoiding looking at our money (online banking, statements, bills)

Eating out too much

Mindlessly spending

Amazon orders

Impulse purchases

Robbing Peter to pay Paul

Numbing out on online shopping

 And soooooooo many more! Did any of these resonate with you?

 

Journaling prompt: What habits are no longer serving you with money?

 

 

In a perfect world we would feel ready. Sometimes we just need to take one small step.

When I first started working with my money, I did not feel ready. It felt like one of those things that I just needed to get going on because I just kept saying “tomorrow I will deal with it”.

Tomorrow never came but my excuses and avoidance did, every single day.

I avoided money for so long. The main thing that I was avoiding was my debt. I just kept spending and...

Continue Reading...

How Do I Stop Overspending?

Overspending is defined as spending more money than you can afford.

Does this sound familiar?

You are not alone. I used to be addicted to spending money. I was an overspender.

Would be in the midst of doing something and something would come to mind that I thought I “needed”, I looked it up online, one click I would buy it and wouldn’t even care when it showed up on my doorstep.

Would be having a bad day, feeling stressed, sad and I would find myself driving to my favourite store and buying things to make me feel better.

Would be having a great day, happy and I would find myself driving to a store to celebrate how I was feeling.

The list goes on and on about how I found myself pulling out my credit card to change how I was feeling. It worked, but only for a moment. I would get the dopamine hit. It was lovely. Then it left and I wanted more.

I would get a statements from the credit cards I used and often would have to take from a retirement account to pay the...

Continue Reading...
Close

50% Complete

Two Step

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.