My mission is, is to help people stop overspending stop impulse spending stop addictively spending money on stuff that they don't need, and starting to build daily habits, starting to build systems, and being able to come to a place where you're making clear sober decisions with your money. This is Financial Sobriety.
One of the key foundations is sober spending. And what does that look like? What I think sober spending is, is making clear, aligned, conscious decisions. My story is that I was completely addicted to spending money. And I was obsessed with being able to buy things. I thought credit cards were my money, I thought that the limit on my credit card was permission to buy whatever I wanted and I had no consciousness about it. I just went for it. And I know that there's a lot of us out there who struggle with the addiction of spending money, the obsession, the impulses, the compulsion to spend money...
Ok, I know what you are thinking. What is a spending plan? It is a term I use instead of saying budget. I don’t love the word budget as it feels kinda icky to me. It feels like a term I used to use when I tried to get my money figured out and I always failed at it. If you love the word budget, please use it! I want you to use the term that works best for you.
Term’s like, “it’s not in my budget”, “just did my budget and I won’t have any money this month”, “we can’t afford that, it’s not in the budget” were things I sometimes heard growing up and even said myself as an adult.
I like to refer to it as a spending plan because my thinking has turned around to “I get to CHOOSE what I spend my money on”, as opposed to “My budget is so depressing, I have to spend too much money”. Sometimes the difference in how we perceive things can make such a HUGE difference.
First and foremost,...
50% Complete
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.